FBKConseils, who are we?
A firm built on a human scale,
A team of educators here for you, not on your doorstep.
At FBKConseils, we chose a different way of working: making hundreds of blog articles, dozens of YouTube videos, tailored training courses, and above all complete transparency on our prices and services available to everyone.
Our mission, our values, our approach.
Our areas of expertise: Self-employed professionals and Swiss SMEs
At FBKConseils, we work with all types of entrepreneurs and businesses, whether you run a sole proprietorship, a Sàrl, or a SA. Our firm is here to answer all your questions and support you in every area that matters to you: accounting, tax returns, VAT declarations, legal transformations, payroll management, and social insurance.
Beyond the accounting and tax expertise within our team, we also hold strong knowledge in retirement planning and insurance, without acting as brokers. At FBKConseils, we don’t sell. We advise.
Our areas of expertise: Private individuals
Before extending our services to businesses, FBKConseils spent its early years as a firm entirely dedicated to private clients. Our original mission: to answer every financial question a private individual might face in Switzerland. That vocation remains at the heart of who we are.
Our services for individuals cover three main areas. On the tax side, we handle annual tax returns, tax simulations, appeals, and reviews, treating each situation with rigour and personalisation. For retirement planning, whether that milestone is still far off or just around the corner, our team helps you understand what lies ahead and make the right decisions at the right time. And on the real estate front, whether you’re considering buying a property to live in or as a rental investment, FBKConseils guides you through all the financial and tax aspects of your project.
FBKConseils : A firm working with its time.
Fiduciaries in Switzerland have an unfortunate tendency to pile on paper exchanges, endless emails, and processes that, in our view, are becoming increasingly outdated. That’s why we do our best, every year, to improve how we work, streamline communication with our clients, and offer an approach that fits both our era and each individual.
At FBKConseils, you decide what works best for you. Our team adapts to your habits and requirements: shared folder, company drive, online simulator, precise quotes available directly on our website. And all of this with no cold calling and no collection of personal data.
The best way to hear about us is from you.
A few comments.
Our story, how did it all begin?
A blank page and a lot of ambition.
In 2019, FBKConseils was just an idea in its founder’s mind, someone too busy writing articles, creating videos, and building simulators to think about writing a simple “About” page. A bit like forgetting to introduce yourself at a first meeting. We decided to fix that. So here are a few lines to tell you who we are.
FBKConseils through the years.
After university studies and an early career in financial advisory, Yanis quickly became aware of a troubling reality: a large part of the industry in Switzerland seemed to have just one goal, making financial topics deliberately complex, creating tailor-made problems that only insiders could solve, all to sign contracts, generate commissions, and enrich themselves at the expense of clients who trusted them.
In 2019, the decision was made: it was time to make information accessible and to be there for those who wanted to be guided. That’s how FBKConseils was born, with blog articles, YouTube videos, and today, conferences. Education and knowledge-sharing are at the heart of what we do. Six years on, the site welcomes tens of thousands of readers each year and supports several hundred clients.
FBKConseils today.
In just a few years, FBKConseils grew from one passionate individual’s solo project into a four-person team, combining technical expertise with a human approach to deliver a personalised service, without unnecessary jargon. We made a deliberate choice to stay small: no revolving door, no different contact every time you call. With us, you have a dedicated advisor who knows your file. You’ll find our team members at the bottom of this page, the people who help FBKConseils grow every day.
But who’s behind FBKConseils?
Several experts, one team.
At FBKConseils, we believe it takes a dream team to handle dream cases, and our clients never fail to bring us challenges as unique as they are. Over time, we’ve gathered a diverse range of experts, including:
- Real estate financing specialists
- Tax lawyers and legal experts
- IT developers in Switzerland and abroad
- Advisors within banks and insurance companies
But at the heart of this constellation of experts, there are our four pillars, united by their journey and their passion for finance and innovation.
Fiduciary Advisor
Yanis Kharchafi
The Innovator.
Yanis is behind all of this. The original idea? A 100% client-centred website where his experience comes to life through articles, real-world examples, and simulators.
His path began at the Faculty of HEC Lausanne, then continued at the Swiss leader in financial advisory. He went on to earn his certifications as an insurance advisor (AFA) and financial advisor (IAF), both in the bag.
Absorbed by his passion for taxes (yes, that’s a thing), he trained as a self-taught expert until self-teaching was no longer enough. Next stop: the Expert Fiduciary diploma. Two years, around fifteen exams, every subject passed.
Today, that journey, combined with experience gained alongside several hundred clients, allows him to deliver a truly tailored service to anyone looking for clear answers on their financial, accounting, and tax questions.
Tax Consultant
Fiona Wallace
The anglophone tax specialist.
Fiona joined the team in 2022, and her unflinching determination has been a key part of FBKConseils’ growing success. After graduating from the Faculty of HEC Lausanne with a Master’s in Finance, Fiona learned every aspect of financial advisory, particularly in the tax field.
She now manages and advises the entire English-speaking side of FBKConseils’ client base.
Fiduciary Advisor
Clément Argelaguet
The accountant par excellence who won’t quite admit his love for tax law.
Clément joined FBKConseils in 2025 and now leads our services for self-employed professionals and SMEs. He is responsible for accounting matters, payroll management, and the entry and closing of accounts.
His story with numbers began in France, where he started his training with a BTS in Accounting and Management. Convinced that accounting and business management were his calling, he decided to cross the border and start almost from scratch in Switzerland, an ambitious move that led him, at the end of 2024, to pursue the highest qualification in the field: becoming an Expert Fiduciary. Just over a year later, Clément has passed all the modular exams and is now eagerly awaiting his final assessment.
Digital & Creative Coordinator
Roxane Henrioux
Identity and operations.
Roxane is the one who brings FBKConseils to life, literally. She joined in February 2020, following studies at HEC completed with a Master’s in Information Systems. She’s the one who imagined and created Noé, our mascot, and his whole little family. In other words, she drew the visual soul of the company.
Behind every YouTube video, from production to publication, there’s Roxane. Behind every tool that makes life easier for our advisors, too. And behind the smooth day-to-day running of FBKConseils, admin, coordination, website management, still her.
It’s her creative eye and versatility that make our website what it is: playful, clear, and genuinely different. If FBKConseils has a recognisable identity, that’s largely her work.
These four talents, with their diverse yet complementary backgrounds, form the beating heart of FBKConseils. Together, they embody our commitment to excellence, innovation, and authentic, transparent financial advice. At FBKConseils, we’re not just a team, we’re a family, united by our passion for helping our clients navigate the complex financial matters that touch their everyday lives.
So, convinced?
A first conversation costs nothing.
Twenty minutes is often all it takes to clarify your situation. No commitment, no sales pitch, just an honest conversation.
