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Health insurance for frontier workers: CMU
Choosing health insurance? What a strange concept when you come from a country where there is only one single scheme for everyone. Unfortunately, this is no longer the case. You will have to exercise what is called your right of option within a short period of time and choose whether :
- You wish to remain in a regime very close to the French social security system called "CMU
- Or if you prefer to opt for a Swiss basic insurance called LAMal
The differences are numerous and the impact on annual premiums can be colossal
And the worst thing about it is that this choice will, in almost all cases, be definitive. You will not be able to go back, so believe me, it is wiser to take a moment to look around.
If we were to summarise the CMU in a few words, it is a copy and paste of your health system. The premiums are based exclusively on household income and cover the care of the whole family. And what about the other option?
Health Insurance: The CMU
Health Insurance: The CMU