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Some info about real estate ?


Real estate in Switzerland: how does it work?

We all dream of leaving in our own home, someday. At first, it may feel unachievable: complicated process, too much equity to provide, too much paperwork. But then, out of the blue, or after "just out of curiosity" kind of researches, the luckiest end up finding the rare gem.

Furthermore, not so long ago, everyone was saying that the best time to invest in property was now: "don't hesitate for a second, rates are at their lowest". Time goes by, mortgage rates change. Is it still the right time to invest in real estate?

- Is this the proper timing to buy a home?
- Is buying real estate still economically and fiscally worthwhile?
- How much equity do you contract a mortgage?
- How do I know if the bank will agree to finance my real estate acquisition?
- How does amortization work?

To answer all these questions, and more, we called on Noé! By the end of this article, you will know everything about property investment.

Skeleton of a mortgage

At least 20% equity, that’s the rule. But how to structure it? How to calculate interest rates? Should you rather go for direct or indirect amortization? Find all Noé’s clear and simple answers in the next sections.

Calculate your real estate solvency

How does the banker calculate your solvency? Noé explains it to you and provides you with a solvency simulator. Input the price of the property you have identified and estimate the income you need to apply for a loan!

Newsroom ?

Currently, 10-year rates vary approximately between:

1,8%
2,6%
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Newsroom ?

Currently, 10-year rates vary approximately between:

1,8%
2,6%

How can we help you?

We are looking forward to receiving your questions