Some info about health insurance?
Health insurance: LAMal and supplementary health insurance
In Switzerland, health insurance is compulsory for all residents. Although it is ruled by the KVG/LAMal - the federal law on health insurance -, it is not centralized and therefore not supervised by the government.
Each insured person can choose his or her health insurance company, and policy. Despite the fact that benefits are the strictly the same, the monthly premiums can significantly change from one policy to another.
The aim of the KVG is to provide the entire population minimal access to health care, but it is not tailored to everyone's lifestyle. This is where supplementary insurance comes in, as it is private and optional, offering a wide range of coverage, from dental care to alternative medication and sports incentives.
The Swiss health system meets high standards, but is rather expensive. For this reason and to avoid surprises, it is important to carefully choose your insurance. As usual, Noé makes everything crystal-clear for you to take a mindful decision!