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Pillar 3A at the bank or with an insurance, what is the best choice?

Introduction Everyone who ever took interest in the pillar 3A has been faced with this dilemma: bank or insurance? Over time, with what we hear and what we read, we get a more or less…
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A vested benefits account, what is that?

Introduction My wife Zoé quit her job this morning. Her human resources director reminded her: “Do not forget to take care of your vested benefits account!”. Puzzled, she did not know what to do with…
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What is a pension fund?

Introduction Occupational pension planning, also known as the 2nd pillar, plays a crucial role in shaping your retirement strategy in Switzerland. Often underestimated, it constitutes one of the primary sources of personal savings and deserves…