History time: Introduction to the Swiss first pillar
The OASI, short for old-age and survivors’ insurance, is the 1st pillar of the pension system. Its purpose is to cover our basic needs or those of our spouse(s) or kid(s) in case of death. …
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How does the first pillar work and who finances it?
AVS (AHV), a pay-as-you-go social system Oftentimes, workers believe that they contribute to the AHV (or AHV) in order to then pay their retirement. Which is completely false. Just like in the 19th century, both…
How to secure a maximal retirement AHV pension?
Introduction The maximum AHV pension for a single person reaches CHF 2,520 per month in 2025 (vs. CHF 2,450 in 2024), whereas the maximum pension for a married couple is CHF 3,780 per month in…