What is the pillar 3B and how to choose it?

Introduction Few people know it yet, the pillar 3B, also called free third pillar or life-insurance is worthy of consideration.  Often considered as a simple savings account, at best tax deductible in a minority of…

In Switzerland, the 3rd pillar is a simple and effective way of saving while optimising tax. We have already written a number of articles on this subject to give you more details about The aim…

Introduction Oh, I know what you are about to say!   “But Noé, if I opened a third pillar account, it was specifically to save on taxes, not to delay them until I retire!”  I…