Pension Scheme – How does the 2nd pilar (LPP) work in Switzerland ?

Introduction While the first pillar is a pension plan administered by the state, the second pillar is an occupational pension (LPP). It complements the first pillar to provide you with a retirement pension that “should”…

AVS (AHV), a pay-as-you-go social system Oftentimes, workers believe that they contribute to the AHV (or AHV) in order to then pay their retirement. Which is completely false. Just like in the 19th century, both…

Introduction The maximum AHV pension for a single person reaches CHF 2,520 per month in 2025 (vs. CHF 2,450 in 2024), whereas the maximum pension for a married couple is CHF 3,780 per month in…