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All posts by Yanis Kharchafi.

Yanis Kharchafi is a fiduciary expert at FBKConseils, specializing in Swiss taxation, accounting, company formation, payroll, social insurance and fiduciary advisory for entrepreneurs, SMEs and private individuals.

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Pledging your second pillar assets to purchase your primary residence

Introduction What would you think of not withdrawing your pillar 2 within the framework of the homeownership promotion scheme (EPL) but to pledge it instead?  Little piece of advice, next time you see your banker,…
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Pillar 2 withdraw: the consequences of an EPL withdrawal

As you have probably read in our article explaining how the EPL withdrawal functions (or withdrawal under the homeownership promotion scheme), withdrawing your pillar 2 can truly help you boost your individual funds but at…
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The EPL withdrawal – Or withdraw your 2nd pillar to buy your home in 2026

Introduction There are several reasons to withdraw your pillar 2 but at the moment the one we are looking at is very special and can drastically increase your chances of becoming a home owner.  If,…