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All posts by Yanis Kharchafi.

Yanis Kharchafi is a fiduciary expert at FBKConseils, specializing in Swiss taxation, accounting, company formation, payroll, social insurance and fiduciary advisory for entrepreneurs, SMEs and private individuals.

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When and how to withdraw the pillar 3A?

Introduction Wearing nice comfy slippers and my favourite purple silk robe made by the village seamstress, steaming coffee in one hand, morning paper in the other, contemplating the beauty of the lake from my terrasse…
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How to read your LPP certificate?

Introduction “Dear God, what on earth is a coordination amount?”   If you landed on this page, you are probably wondering how to crack the code of your retirement pension certificate.  How much will your…
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A vested benefits account, what is that?

Introduction My wife Zoé quit her job this morning. Her human resources director reminded her: “Do not forget to take care of your vested benefits account!”. Puzzled, she did not know what to do with…