Now that you know the functioning and the important clauses of the civil liability insurance and that, amongst other things, you know when and how to terminate it, all that remains now is for us to elucidate the following question: is the CL mandatory?
In what cases should you take out a liability insurance?
Just like the household insurance, which is often taken out jointly, the civil liability insurance is not mandatory. However, it is strongly recommended. Indeed, not only is it inexpensive, but its cover is also very broad, I cannot think of a better combination for your peace of mind!
Furthermore, upon renting an apartment, the property management company or the landlord are highly likely to require you to have one, in order to make sure their property is in good hands no matter what.
Should you have any doubts, we are here to assist you.