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All posts by Yanis Kharchafi.

Yanis Kharchafi is a fiduciary expert at FBKConseils, specializing in Swiss taxation, accounting, company formation, payroll, social insurance and fiduciary advisory for entrepreneurs, SMEs and private individuals.

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How did becoming an owner make you save money? What about in 2026 ?

Introduction “Oooh, you don’t know, NoĂ©, I heard again this morning that becoming a homeowner would save us taxes… Is that really true?” To answer this question, let me start from the beginning. Back then,…
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What is household insurance?

Have you ever completed an inventory of your home? If not, it is a fascinating exercise. You will see that the value of the goods in your household is three times more than what you…
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What is a third pillar and how to choose between a 3A or a 3B?

Introduction The third pillar A is an unquestionable fiscal tool but do you truly understand how it works and its role in the Swiss retirement system?  How much do you make in a month? Take…